Colorado Springs, CO · Service

Class 4 Impact-Resistant Shingles

UL 2218 Class 4 shingles for Hail Alley, tougher roofs, and often a real discount on Colorado homeowners insurance.

Petrali Roofing — Class 4 impact-resistant shingles
Quick answer

Class 4 shingles pass UL 2218 impact testing, a 2-inch steel ball dropped from 20 feet without cracking the mat. On the Front Range, many insurers offer premium discounts for Class 4 roofs, and the upgrade typically adds $1,500–$4,000 to a replacement. In Hail Alley, that math usually works.

What you get

  • UL 2218 Class 4: the highest standard impact rating for shingles
  • Polymer-modified (SBS) asphalt options flex instead of fracturing under hail
  • Many Colorado insurers discount premiums for documented Class 4 roofs
  • Best decided at replacement time, the upgrade cost is incremental, not standalone
  • Ask how the discount interacts with cosmetic-damage exclusions before choosing

The Front Range receives the highest frequency of large hail in North America, which makes shingle choice here a durability decision, not a style one. Class 4 products, especially SBS polymer-modified shingles, absorb impact the way a rubber mat does, where standard shingles crack and shed granules.

The insurance angle is real but worth reading closely. Discounts for impact-resistant roofs are common in Colorado and can be meaningful over a roof’s life. Some insurers pair that discount with a cosmetic-damage exclusion, meaning dents that don’t cause leaks may not be covered. That trade can still be worth it; it should just be a choice you make knowingly, in writing, with your agent.

Class 4 makes the most sense at replacement time, when you are paying for tear-off and labor anyway and the upgrade is only the material delta. If a storm has already totaled the roof, replacing like-for-like when a tougher shingle costs a few thousand more is often the most expensive “savings” available.

Class 4 Impact-Resistant Shingles, common questions

What does class 4 impact-resistant shingles cost in Colorado Springs?

Pricing depends on roof size, pitch, layers, material, and what the inspection finds. Ranges reflect typical Colorado Springs–area pricing and vary by roof size, pitch, layers, decking condition, and material. Insurance-covered storm damage claims are priced from the adjuster’s scope. The inspection that starts everything is free. Call (719) 521-3853 to schedule the free inspection that answers it precisely.

Do you offer class 4 impact-resistant shingles near me?

Yes, Petrali Roofing covers the Pikes Peak hail corridor: Colorado Springs, Monument, Fountain, Woodland Park, plus communities including Falcon, Black Forest, and Security-Widefield.

Can a roofer pay my insurance deductible in Colorado?

No. Colorado SB 38 (C.R.S. 6-22-101 to 6-22-105) makes it illegal for a roofing contractor to pay, waive, or rebate any part of your deductible, and bars roofers from negotiating your insurance claim unless separately licensed as an adjuster. Any company offering to "eat the deductible" is proposing insurance fraud.

Free 21-point inspection. Same-week scheduling.

Two minutes on the phone: your address, what the storm did, and when works for you.

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